One Plus R फोन घ्यायचा बजेट फॉर्म्युला

One Plus R (Rs - 65,000) विकत घ्यायला परवडेल का, फायनॅनष्यल फॉर्म्युला ने बघूया.

Written By Prafull Gurav

One Plus R फोन ची किंमत ६५,००० हजार रुपये आहे. डिस्काऊंट लाऊन ६०,००० आहे असे समजू.

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फोन घ्यायचा एक फायनॅन्सचा रूल आहे १०-२-६-२०, यामध्ये फोन तुमच्या बजेट मध्ये आहे का नाही ते कळते.

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फोन घ्यायचा रूल १०-२-६-२०. मध्ये १० म्हणजे, फोन ची किंमत वार्षिक इन्कम च्या १०% पेक्षा जास्त नसावी.

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६०,००० चा फोन, म्हणजे तुमचे वार्षिक इन्कम ६ लाख असावे. १०-२-६-२० मध्ये २० म्हणजे २०% डाऊन पेमेंट करावी.

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२०% डाऊन पेमेंट, म्हणजे फोन च्या किमतीच्या २०% तुमच्याकडे कॅश असावी, म्हणजे १२,००० रुपये असावे.

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१०-२-६-२० मध्ये ६ महिन्याचा लोन घेऊ शकता, EMI असेल ९% प्रमाणे १०,२६० रुपये महिना.

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१०-२-६-२० मध्ये २ म्हणजे हा फोन तुम्ही कमीत कमी २ वर्ष वापरला पाहिजे.

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मग, तुमच्या बजेट मध्ये आहे का हा फोन ? जरूरी नाही की हा रूल वापरलाच पाहिजे, पण तुम्हाला एक अंदाज नक्कीच मिळेल.

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ही माहिती आवडल्यास friends & family बरोबर नक्कीच शेअर करा.

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