कार घेण्याचा बजेट फॉर्म्युला

नवीन कार घेताय ? पण कोणती कार आपल्या बजेट मध्ये आहे ते कसे ओळखायचे ?

Written By Prafull Gurav

कार विकत घेण्याचा एक गोल्डन रुल आहे, २०-४-१० रुल, ज्यामुळे कार आपल्या बजेट मध्ये आहे का ते कळते.

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समझा तुम्हाला ५ लाखची कार घ्यायची आहे. २०-४-१० ह्या रुलने बघूया ती तुमच्या बजेट मध्ये आहे का.

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ह्या रूल मध्ये २० म्हणजे २०% डाऊन पेमेंट, म्हणजे १,००,००० रुपये तुमच्याकडे कॅश असली पाहिजे.

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२०-४-१० रूल मध्ये ४ म्हणजे ४ वर्षाचा लोन, बाकी ४ लाखाचा ४ वर्षासाठी तुम्ही लोन घेऊ शकता.

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२०-४-१० ह्या रूल मध्ये १० म्हणजे १०% EMI म्हणजे, हा EMI तुमच्या पगाराच्या १०% इतका असला पाहिजे.

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कार लोन साधारण ९% व्याजाने मिळतो, म्हणजे तुम्हाला ४ लाख वर ९,९५४ महिना EMI बसेल.

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EMI ९,९५४ रुपये म्हणजे, तुमचा पगार हा ९९,५४० म्हणजे जवळपास १ लाख महिना पगार असला पाहिजे.

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म्हणजे, ५ लाखाची गाडी घेण्यासाठी तुमचा महिन्याचा पगार १ लाख रुपये असला पाहिजे. तुमचा किती आहे ?

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२०-४-१० हा नियमाचा वापर करून कोणती कार तुमच्या पगारात बसते हे सहज कळते.

[{"selector":"#anim-553d8133-1812-457d-b3fc-34a9f90a25a6","keyframes":{"transform":["rotate(20deg) translate3d(-46.66667%, 0px, 0) rotate(-20deg)","rotate(20deg) translate3d(0px, 0px, 0) rotate(-20deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d9db5d92-66c0-4246-8e0f-f08f1aab8e80","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0fd44613-bc6e-4fb8-81a3-19d69dafc01d","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-58813ee0-2bf9-4617-a0f7-d73c3c8ce883","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a8dada3e-6ff5-4091-bb3b-8aff8ecb8ae3","keyframes":{"transform":["translate3d(-148.45362%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fabddac9-c51f-4fdd-a1ec-0dc9b69ff990","keyframes":{"opacity":[0,1]},"delay":150,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b0b63628-594d-4c76-8635-19120f7da8b7","keyframes":{"transform":["translate3d(-135.87787%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":150,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b1c85716-8e8b-4420-be74-082ce333678b","keyframes":{"transform":["rotate(-540deg) scale(0.1)","none"],"opacity":[0,1]},"delay":0,"duration":200,"fill":"both","iterations":1}] [{"selector":"#anim-51e98040-897b-4d69-b7d9-06307db74d63","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Written By Prafull Gurav

कार घेण्याच्या ह्या नियमाबद्दल अधिक माहिती हवी असेल तर तुम्ही आमचा आर्टिकल वाचू शकता.

[{"selector":"#anim-636889ee-3c9c-4d62-9c02-c89db79c8158","keyframes":{"transform":["rotate(20deg) translate3d(-46.66667%, 0px, 0) rotate(-20deg)","rotate(20deg) translate3d(0px, 0px, 0) rotate(-20deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-48f58d74-c0d1-455a-953e-828db1df26dd","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-207a63d3-fef9-4280-95d9-b4fb6dd7dbcd","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-7c6b2459-d4fc-49cb-a844-849a651e3a9b","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a5f71ef3-9cfa-462f-a305-d0d4bb30c28f","keyframes":{"transform":["translate3d(-148.45362%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-503caf22-89e3-44c0-841a-dc8975d64015","keyframes":{"opacity":[0,1]},"delay":150,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-93828147-548f-4102-8a5c-cb0ef99fd61f","keyframes":{"transform":["translate3d(-135.87787%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":150,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a32b7129-3ce5-4416-86db-6468595cac56","keyframes":{"transform":["rotate(-540deg) scale(0.1)","none"],"opacity":[0,1]},"delay":0,"duration":200,"fill":"both","iterations":1}] [{"selector":"#anim-59ee60bc-c5be-41be-bbba-a84df6b5a1d7","keyframes":{"opacity":[0,1]},"delay":300,"duration":900,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2c6982f0-452a-42a2-856b-c5add08883c2","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":6}] Written By Prafull Gurav White Dotted Arrow नक्की वाचा

माहिती आवडल्यास friends & family बरोबर नक्कीच शेअर करा.

[{"selector":"#anim-535c12b7-b2bb-4e80-bac6-8feb957d43db","keyframes":{"transform":["rotate(20deg) translate3d(-46.66667%, 0px, 0) rotate(-20deg)","rotate(20deg) translate3d(0px, 0px, 0) rotate(-20deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-77bc907a-d605-4455-b0c2-40ef33c1017f","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c140cda9-64d8-4dd0-a9bd-fb842a2bc80b","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-7b7d897d-909f-4336-a742-9de7793402d2","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f36d0914-9941-4c67-966a-238bae4a850a","keyframes":{"transform":["translate3d(-148.45362%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c527548b-d296-4dba-81c8-de506a432f4d","keyframes":{"opacity":[0,1]},"delay":150,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cb42533e-69ca-4b9a-8580-60436fa930ae","keyframes":{"transform":["translate3d(-135.87787%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":150,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-40337aeb-2a82-4833-a16d-3e98b63bdf08","keyframes":{"transform":["rotate(-540deg) scale(0.1)","none"],"opacity":[0,1]},"delay":0,"duration":200,"fill":"both","iterations":1}] [{"selector":"#anim-16a3d04c-0fa5-46a4-bbea-750a074445f5","keyframes":{"opacity":[0,1]},"delay":300,"duration":900,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2967a3b7-4860-41ce-bd5b-fc1e2c7ee9aa","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":6}] Written By Prafull Gurav White Dotted Arrow investprafull